This week, I feel like sharing my life behind the scene — behind the travel photos that I shared. If Instagram has “Instagram vs Reality”, this post will be similar. The purpose of this behind-the-scene topic is to motivate all salarymen who love travelling, like me 💪 Many people think I come from a rich family background, seeing that I travel often. The truth is, I’m just an average office employee who pays her bills + rent, has parents to support, and meticulously manages her finances so she can travel, plus still invests some money every month. Luckily, I have a sister so we can share the expenses! There’s always…
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Thank You 2020, You’ve Been a Blessing
This year, nobody can escape the impact of the arrival of Covid-19. As you may have read in the news, some have it very tough, some not so, and the rest may be even richer than before (hint: Zoom, Amazon, the 1% society). I myself find the year 2020 a blessing. Compared to the lockdown and no travel this year, I feel that God opened the floodgate of blessings to me. I’m sorry if this isn’t the case for you… I treat my blog as a diary, hence I always write a yearly review as the last post of the year. Blessed 2020 — Career I landed a new job…
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The Investment That You May Overlook
What if I tell you that you can print money, legally? Your body is the machine, and you’re trading your energy, time and health for every batch of dollar, euro, or ringgit that you print. You’ll be fully investing yourself in the process. Will you sacrifice most of your energy, time and health to do it? Some people may do so because they’re worried that one day, the opportunity is gone. Although most of the time, it’s just people being kiasu… I once had the opportunity to achieve an unlimited bonus from a company that I worked for. Rooted in my passion for travel, I sacrificed a lot of things…
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Investing for a Bucket List, Tony Robbins’ Way
Thank God my lower back pain is getting much better today! I’ve been ‘itching’ to write about investing for a bucket list that I learned from Tony Robbins’ book “Money: Master the Game”. In the previous blog post, I shared Tony Robbin’s advice on building wealth by investing in All Season portfolios. This portfolio will protect you from any financial downturn so you’ll never lose money. Also, how you can use the service of robo-advisors to create All Season portfolios and let them do the rebalancing – automatically, within a click. But, what makes life more interesting is when we do things that we’re passionate about. It’s not just about…
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Tony Robbins’ Investing Rules of Thumb – Simplified
Every Thursday in the office, I and a group of friends would gather during lunch hour to discuss a random topic. On one occasion, we were discussing life plans and I shared that I wanted to plan for my retirement because I read Tony Robbins’ investment book. “Clara, why do you have to plan for your retirement? You can just get married to someone who can help you. Look at our friend, she’s getting married and will be moving overseas!” said one of my friends. The thing is, everyone has a different fate. Therefore, whether you’re a man or a woman, NEVER hope that one day someone will come to…
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How to End Your Travel-or-Save Dilemma
To travel or to save? It’s a question many people have, especially when it’s the holiday season and airlines are giving special prices for flight tickets. If you’re an office worker who wasn’t born with a silver spoon like me, it’s normal to think that it’s better to save for emergency and retirement than to travel. However, what if you’re born with wanderlust and travelling and both are considered as needs? I personally don’t want to live in resentment. Chasing my dream keeps me motivated and passionate in life. After all, what’s the purpose of saving all the money if (touch wood) I’m gonna die tomorrow? #dilemma Travel Without Guilt…
