• agirlnamedclara jogjakarta study girls play music photo shoot
    Life,  Money

    Love Travelling to Jogjakarta? You May Want to Send Your Kids to Study There, Here’s Why

    Yes, I skipped a blog post last week. Chinese New Year season made me embrace the art of doing nothing – except nibbling some cookies, hehe! This week my mind takes me back to good ol’ school days in Jogjakarta. I spent two years there separated from my family and boy, I thanked my parents for it! Jogjakarta, Yogyakarta or Jogja is a small city in Indonesia located on the island of Java. If you’ve travelled there, you will know the city for its cultural heritage, Borobudur Temple, Mount Merapi and Malioboro Street. But the locals know the city better as Kota Pelajar aka the City of Students. Children from…

  • Health & Beauty,  Money

    My ‘Unbranded’ Year End Sale Items Surprised Me

    “What did you buy during 11.11 sale?” my friend asked me. “Skincare products,” I replied, feeling a lil’ bit proud of myself. “Claraaa??!!” she looked at me at disbelief Lol… Yup, most of the products that I bought during the year end sale are ‘unbranded’ or should I say, less popular. What makes me excited the most during the year end sale is I can stock-up skincare products such as shampoo, conditioner, face serum, face moisturizer, lip balm, etc at low prices #necessity I always tell people that I’m a FIRE movement follower, but I know I’m not 100% doing what’s supposed to do: saving >50% of my salary for…

  • investment that you may overlooked love luck hand symbol sign the great wall china agirlnamedclara blogger
    Life,  Money,  Travel

    The Investment That You May Overlooked

    What if I tell you that you can print money, legally? Your body is the machine, and you’re trading your energy, time and health for every batch of dollar, euro or ringgit that you print. You’ll be fully investing yourself in the process. Will you sacrifice most of your energy, time and health to do it? Some people may do so because they’re worried that one day, the opportunity is gone. Although most of the time, it’s just people being kiasu… I once had the opportunity to achieve an unlimited bonus from a company that I worked for. Rooted in my passion for travel, I sacrificed a lot of things…

  • wholemeal fusilli pasta fibre healthy fridge magnet wanderlust around the world agirlnamedclara
    Life,  Money,  Travel

    Apparently, Your Brain Decides If Your Travel Plan Will Come True

    Some people often ask how I can persevere with my lifestyle for the sake of travelling. They may not realise that once the brain has decided, any travel plan will come true. Once the brain has decided, any travel plan will come trueBUT. You must make that travel plan A MUST In 2016, I ate the same food for lunch and skipped dinner for almost a year. Not something I encourage you to follow, though. In 2017, I wrote as many articles as I could in order to get a big bonus every month. Also, there were pros and cons to this. In 2018, I had the most short-planned trips…

  • little asian girl ponytail running smiling white dress italy cobbled stone street flags background morning sunshine agirlnamedclara
    Life,  Money,  Travel

    How Sharing While Travelling Makes You Happier

    I’ve lost count of how many times the church sermons inspired me to write a new blog post. Today, they talked about being grateful and the joy of sharing – which I can truly relate as an avid traveller. By the way, my dad thinks it’s weird that I go to two churches every Sunday (Catholic mass in the morning then Anglican mass in the afternoon). I’m not a super religious person but it sparks joy because each has a different ritual style. You get to sing different kind of songs as well! Ok, back to the topic. When I was a kid and lived in Indonesia, my family had…

  • girl holds cuban pesos che gueavara pink clothes
    Life,  Money,  Travel

    How Baby Rooms Help You Save Money on Mineral Water (and Heal the World)

    I was thinking to share my travel story of Porto, a beautiful city in Portugal. Then, I read articles about Greta Thunberg and it reminded me of how I usually save money on mineral water thanks to the existence of baby rooms. Don’t worry, I won’t repeat what you’ve probably read or watch online. Some of you may feel confused about who to trust amid rumors about her. However. Either it’s an act or real, it doesn’t matter because the outcome is to heal the world and make it a better place. And she’s succeeded in creating great influence. So, why the fuss? Now, there’s a habit of mine that…

  • Investing for a bucket list, Tony Robbins' Way
    Life,  Money,  Travel

    Investing for a Bucket List, Tony Robbins’ Way

    Thank God my lower back pain is getting much better today! I’ve been ‘itching’ to write about investing for a bucket list that I learned from Tony Robbins’ book “Money: Master the Game”. In the previous blog post, I shared about Tony Robbin’s advise on building wealth by investing in All Season portfolios. This portfolio will protect you from any financial downturn so you’ll never lose money. Also, how you can use the service of robo advisors to create All Season portfolios and let them do the rebalancing – automatically, within a click. But, what makes life more interesting is when we do things that we’re passionate about. It’s not…

  • Money

    Tony Robbins’ Investing Rules of Thumb – Simplified

    Every Thursday in the office, I and a group of friends would gather during lunch hour to discuss a random topic. On one occasion, we were discussing life plan and I shared that I wanted to plan for my retirement because I read Tony Robbins’ investment book. “Clara, why do you have to plan for your retirement? You can just get married to someone who can help you. Look at our friend, she’s getting married and will be moving overseas!” said one of my friends. The thing is, everyone has a different fate. Therefore, whether you’re a man or a woman, NEVER hope that one day someone will come to…