• Investing for a bucket list, Tony Robbins' Way
    Life,  Money,  Travel

    Investing for a Bucket List, Tony Robbins’ Way

    Thank God my lower back pain is getting much better today! I’ve been ‘itching’ to write about investing for a bucket list that I learned from Tony Robbins’ book “Money: Master the Game”. In the previous blog post, I shared about Tony Robbin’s advise on building wealth by investing in All Season portfolios. This portfolio will protect you from any financial downturn so you’ll never lose money. Also, how you can use the service of robo advisors to create All Season portfolios and let them do the rebalancing – automatically, within a click. But, what makes life more interesting is when we do things that we’re passionate about. It’s not…

  • Money

    Tony Robbins’ Investing Rules of Thumb – Simplified

    Every Thursday in the office, I and a group of friends would gather during lunch hour to discuss a random topic. On one occasion, we were discussing life plan and I shared that I wanted to plan for my retirement because I read Tony Robbins’ investment book. “Clara, why do you have to plan for your retirement? You can just get married to someone who can help you. Look at our friend, she’s getting married and will be moving overseas!” said one of my friends. The thing is, everyone has a different fate. Therefore, whether you’re a man or a woman, NEVER hope that one day someone will come to…

  • Money,  Travel

    Is Your Travel Worth Bigger than Your Net Worth?

    I always like reading, but recently I have a new hobby whenever I’m in the bookstore. Previously, I only roaming around the magazine area. Now, I’m spending more time in the “self-help” area, especially financial books that . One of the brilliant books that I found is “Secrets of the Millionaire Mind” by T. Harv Eker. The book reveals the differences in how the middle income and millionaire think. As an employee who comes from a humble family, a section struck me: Rich people focus on their net worth. Poor people focus on their working income. “Secrets of the Millionaire Mind” – T. Harv Eker To sum it up, how…

  • Health & Beauty,  Life,  Money,  Travel

    To All Travelers Who Starve Themselves, This is for You

    As much as I wanted to write about Cuban food, somehow the idea of sharing my opinion about the relationship between some travelers and food appeared. In short, they starve themselves in order to travel. There’s some news about travelers who set an extremely low budget for food so they can travel. One girl walks to the office and eats only vegetable. If she feels like spending more, she’ll have canned fish. Her goal? To have luxury holidays! Of course, not all travelers go to that extreme. As someone who has done it, I, too, chose to be hungry so I could save more money to fund my travel. For…

  • Life,  Money,  Travel

    A Wanderlust’s Journey to The Road Less Traveled

    What I’m going to share with you isn’t about discovering a secret travel escape or an inspirational book by M. Scott Peck. It’s how to overcome your wanderlust, live a life with fewer trips in a year – like what I’m trying to do. I always see wanderlusts as happiest people. Oh, the twinkle in their eyes! You can feel the burning passion in them when they share their travel stories. That cheerful, spontaneous spirit and dreamy eyes… But what happens if you take the passion away from them? Like what I’m trying to do now, toning down the wanderlust within. Toning Down the Wanderlust Within Why? Because as a…

  • Life,  Money,  Travel

    How “Begpackers” Make Me Feel Grateful for My Powerless Passport

    I used to feel bitter towards “begpackers” because of my powerless passport, but not anymore. First of all, according to Global Passport Power Rank, my Indonesian passport is ranked 58th out of 93. While doing this research, I get to know that my passport is ranked lower than the passport of the countries I never heard of like Nauru, Kiribati, and Vanuatu. More surprisingly, the passport of Timor-Leste, which was part of Indonesia until 1999, is doing better – sitting at the 45th position! The Roots of My Bitterness Towards “Begpackers” For someone who loves travelling, the roots of my bitterness towards “begpackers” are obvious. I have to work hard…

  • Money,  Travel

    This is How Low Maintenance Girl Pays for Her Trips

    In the previous blog post, I shared my experience having too many mini-retirements aka six holidays in a year. Little do people know that being low maintenance allows me to travel. Just think about it… How could I possibly have the money? Because I’m a low maintenance girl. I’m conscious of my spending so I can save enough money to travel. Here are some habits that help me travel often: Work, Instead of Travelling, during Semester Break After my first internship and earning my very own money, I took another one. The boss liked my work and accepted me to work for him again in the next semester breaks. I…

  • Life,  Money,  Travel

    You Need to Stop Judging How Female Solo Travellers Fund Their Trips

    People need to stop judging how female solo travellers fund their trips because it’s none of their business. By this time, I guess you’ve read some news about female solo travellers get raped or killed while travelling. Some people blame the victims for travelling alone (yes, it’s not just about the funding). An article published in 2016 by The Guardian “Why is Travelling Alone Still Considered a Risky, Frivolous Pursuit for Women?” discusses a very interesting topic about double standards on female solo travellers.  Besides of sexual violence and gender inequality, let me add one more double standards on female solo travellers: how we fund the trips. People often praise…